How to Keep Yourself Away from Cyber Fraud?

Cyber fraud: a short guide by DM Legal Services, Mulund, Mumbai.

Cyber fraud - DM Legal Services
How to Keep Yourself Away from Cyber Fraud?
Cyber Fraud is very common Finacial fraud happening in the Society. If the Society will be little vigilant, they can save themselves from such criminals. What are the precaution one should follow, so that they should not fall Prey to cyber criminals. Here are some tips for everyone.
1- Do not open any unknown links send to you on what’s app, Facebook, telegram or through SMS.
2-Don’t get attracted towards free offers of Amazon,Flipkart,Meesho,links showing Diwali offers, Anniversary offer etc.
3-Never join any unknown trading group on what’s app ,Telegram, Facebook ,These groups are fake groups and you will loose all your money .
4-Never Pickup any unknown video call on what’s app or any other social media platform.
5-Never Chat to any unknown Person on what’s app or any social media platform.
6-Never Share your personal details ,Family Details on any Social Media platform.
7-Don’t Share your any kind of Photos to your any known and unknown Friends on social media.
8-Never Respond to a call and Messages indicating that your electricity bill is pending or A courier on your name is registered for any foreign country or your Reward Points on your debit or credit card are expiring.
9-Never download any .apk file on your mobile Phone.
10-Never share your banking details, OTP, PASSWORD to any one on phone.
11.Don’t Play online betting Games .

12. Do not get attracted towards parttime job or work from home , do google ratings kind of works and don’t join such groups on social Media .
13.Don’t download any app for providing loan without any collateral or cheap interest rate .
14.Do not get attracted towards any Ponzi schemes online and offline .
15.Never Respond to automated calls coming on your cellphone with respect to courier, Electricity or Bank .
Regards
Adv.Deepak M Tiwari.
M.Sc.B.Ed.LL.B

What To Do If You Have Already Been Cheated Online

Even careful people can be tricked, and speed is the most important factor after an online fraud. If money has left your account, call the national cyber crime helpline 1930 immediately and also inform your bank or card issuer, because early reporting gives a better chance of the money being held back. Then register a complaint on the National Cyber Crime Reporting Portal, cybercrime.gov.in, or at your nearest police station or cyber cell. Block the card or account, change your passwords, and do not delete anything on your phone.

Keep evidence safe

Take screenshots of the chats, links, profiles and payment confirmations, note the transaction reference numbers, the phone numbers and the bank account details used by the fraudster, and save call logs. This evidence is what the police and the court rely on later.

The law that applies

Online cheating can be dealt with under Sections 66C and 66D of the Information Technology Act, 2000, which punish identity theft and cheating by personation using a computer resource, together with the provisions on cheating in the Bharatiya Nyaya Sanhita, 2023. Under the Reserve Bank of India’s rules on unauthorised electronic banking transactions, a customer’s liability can be limited, and in many cases is zero, when the fraud is reported to the bank within three working days, so it is important to inform the bank at once.

Protect your family

Senior citizens and young people are often targeted. Sit with your family, explain these fifteen points, and agree that no one will share an OTP, install an unknown app or transfer money to a stranger without first discussing it with another family member. If you need legal guidance on a cyber fraud matter, please consult an advocate.

In short, cyber fraud is a subject where early legal advice helps. If you are affected by cyber fraud, speak to an advocate who can look at your documents and explain your options.

Cyber fraud: Legal Help in Mulund, Mumbai and Thane

If you have questions about cyber fraud, the team at DM Legal Services in Mulund can explain your options. We assist clients across Mulund, Mumbai and Thane. See our criminal law services or send us your legal question. You can also read the law on National Cyber Crime Reporting Portal. This article is general information and not legal advice.

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